Reasons for account deactivation:
Prohibited Merchant
High Decline Rate
Fraudulent Activities
Farming
Avoid Payments to Prohibited Categories
Certain types of goods and services may result in account blocking. Do not use your cards for payments related to:
Physical goods (clothing, groceries, marketplace items).
Dating sites, 18+ content and adult services.
Financial transactions (currency exchanges, cryptocurrency services, money transfers).
iGaming (betting, casinos, and other gambling activities).
Monitor Your Decline Rate
Try to maintain a low decline rate:
If your decline rate exceeds 70%, you will receive a warning.
If your decline rate exceeds 80%, your account will be blocked.
Avoid Fraudulent Activities (Fraud)
Any suspicion of fraudulent behavior may lead to immediate account deactivation. To prevent this, do not:
Use cards for illegal or suspicious transactions.
Alter transaction details or share your account with third parties.
Do Not Engage in Farming
Farming refers to generating a large number of low-value transactions, which is a common reason for account blocking. To avoid issues:
Avoid a high number of zero-value card authorizations (cards should be used for real payments).
Ensure that spending per card exceeds $5.
Reduce declined transactions and chargebacks.
Pay Attention to Warnings
If you receive a warning or notification about a violation:
Do not ignore it.
Review your transactions and adjust your actions to comply with the rules.
By following these recommendations, you can ensure the stable operation of your account and prevent possible blocks.